Virgilio Vallecera
Agency Manager

Eastern Visayas Region
Rm.303 Cebu holdings center
Cebu Business Park

Office Tel :6332 2319419
6332 2315788 ,6332 2315787
Res. 6332 2599779 |6332 2548618
Email versvall2008@yahoo.com
Yahoo Messenger :ver2calls

The Program

* Self -Liquidating Life insurance program
Made possible by the earned dividends of the policy

* Waiver of Premium due to Disability (WPD)
Provides for the continuance of the policy without any more payment of premiums if the insured suffers from total and permanently disability.

* Accidental Death Benefit :(for ages 6 & above)
An additional amount over and above the face amount is provided if cause of death, prior to age 60 is accidental.

* Payor's Clause ;(for insured aged 14 and below only
In case of payor's death at any time before the child attains age 21, premiums are waived up to when the insured child reaches age 21.

* Retirement fund
A cash benefit which is composed of cash value plus accumulated dividends can be opted to be provided either at age 65 or on the 16th year of the policy. whichever of the two comes later.This benefit may be availed of upon surrender of the policy.Else ,as monthly pension of 1 % of the cash value and accumulated dividends.

Bmap	Life	ADB/WPD
Plan A Plan B	Php 500,000.00 Php 1000,000.00	Php 1000,000.00 Php 2,000.000.00
Schedule of Payments 10 yeas to pay
Mode of payment	Php 500,000.00 Annually		Php 1000,000.00 Annually
20 years old-----> 21 --------------> 22 --------------> 23 --------------> 24 --------------> 25 --------------> 26 --------------> 27 --------------> 28 --------------> 29 --------------> 30 --------------> 31--------------> 32 --------------> 33--------------> 34 --------------> 35 --------------> 36--------------> 37 --------------> 38 --------------> 39 --------------> 40 --------------> 41 --------------> 42 --------------> 43 --------------> 44 --------------> 45 --------------> 46 --------------> 47 --------------> 48 --------------> 49 --------------> 50 --------------> 51 --------------> 52 --------------> 53 --------------> 54 --------------> 55 --------------> 56 --------------> 57 --------------> 58 --------------> 59 --------------> 60 -------------->	Php 6,860.00 --------> Php 6,865.00 --------> Php 7,125.00 --------> Php 7,280.00 --------> Php 7,455.00 --------> Php 7,625.00 --------> Php 7,675.00 --------> Php 7,750.00 --------> Php 7,885.00 --------> Php 8,480.00 --------> Php 8,660.00 --------> Php 8,895.00 --------> Php 9,135.00 --------> Php 9,410.00 --------> Php 9,700.00 --------> Php 10,005.00 -------> Php 10,310.00 --------> Php 10,640.00 --------> Php 10,990.00 --------> Php 11,370.00 --------> Php 11,775.00 --------> Php 12,235.00 --------> Php 12,725.00 --------> Php 13,250.00 --------> Php 13,810.00 --------> Php 14,410.00 --------> Php 15,135.00 --------> Php 15,905.00 --------> Php 16,725.00 --------> Php 17,620.00 --------> Php 18,580.00 --------> Php 19,665.00 --------> Php 20,835.00 --------> Php 22,115.00 --------> Php 23,495.00 --------> Php 24,965.00 --------> Php 22,240.00 --------> Php 23,385.00 --------> Php 24,600.00 --------> Php 25,895.00 --------> Php 54,280.00 -------->		Php 13,420.00 Php 13,630.00 Php 13,950.00 Php 14,260.00 Php 14,610.00 Php 14,950.00 Php 15,050.00 Php 15,200.00 Php 15,470.00 Php 16,660.00 Php 17,020.00 Php 17,490.00 Php 17,970.00 Php 18,520.00 Php 19,100.00 Php 19,710.00 Php 20,320.00 Php 20,980.00 Php 21,680.00 Php 22,440.00 Php 23,250.00 Php 24,170.00 Php 25,150.00 Php 26,200.00 Php 27,320.00 Php 28,520.00 Php 29,970.00 Php 31,510.00 Php 33,150.00 Php 34,940.00 Php 36,860.00 Php 39,030.00 Php 41,370.00 Php 43,930.00 Php 46,690.00 Php 49,630.00 Php 44,180.00 Php 46,470.00 Php 48,900.00 Php 51,490.00 Php 54,280.00
Note: 20 years old below Rate base on 20

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